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Showing posts from March, 2018

What is the effective income tax paid on salary?

What is the effective income tax paid on the salary that we earn? Whenever this question is posed on people their answer is, “as per our tax slab”. But when the question becomes more specific, people start to falter. Why? Because they have never done this calculation themselves. If you also subconsciously desired to get an answer to this question, please read this article. What I am going to present here is no rocket science. But it will give you an answer that you always wanted to know. You yourself could have done these calculations to find the answer. But probably you thought, its not worth the effort and time. No problem. Allow me to do some number crunching for you. So lets start with some interesting statistics. #1. Which countries has the highest income tax rate in the world? If you are worried about the applicable income tax slabs in India, be prepared for some surprise. India is certainly not the country with maximum tax rate. Though it is not ...

How to Stop Overspending of money?

When I first asked myself about “how to stop overspending”, I did not knew that its answer will not be easy. I had to code a whole new financial planning calculator to find a deeper answer. The main purpose of this article is to provide you this financial planning calculator which may eventually help you to prevent your overspending’s. We all have overspent on our days of enthusiasm, right? But this is particularly worrying for people who are more impulsive in purchases. Everyone has their own typical behaviour when it comes to overspending. Generally speaking, people tend to spend more on the following items: Food. Clothes/accessories. Gadgets. Automobiles Home Purchase. Entertainment. Vacation Etc. The reason because you are reading this article says that, you have realised that you may be overspending. So now, you want to know how to stop overspending? Though there can be a thesis written on causes and remedies of overspending, but I will not bore you ...